5 Tips When Shopping For A Life Insurance Policy

The problem with any life insurance policy, is that those who need it most don’t have anything. Or in some cases they have minimal cover or claim they can’t get it due to their health.

Of course it’s distressing as an insurance adviser or a family friend to learn how few people with young kids have life insurance or any insurance especially mortgage protection insurance which is the one insurance policy designed to protect your family and keep you family home for your family.

Who Needs A Life Insurance  Policy?

provide certainty for your familyThe main income earner should always have life insurance

How To Buy Cheap Mortgage Protection Cover

Insurance is a product where you are buying a bit of paper (the policy document) with a promise that in the event of a certain event happening you will be compensated for the financial loss. Of course the hope is you will never need to find out how good that promise really is.

So how do you select the best option, or should you just go for a cheap mortgage protection cover?

Comparing Mortgage Protection

How To Buy Cheap Mortgage Protection CoverMake sure you compare apples with apples.

Whenever you purchase a product or service and are looking at the prices you need to ensure that you are comparing apples with apples

Can You Afford To Buy Your First Home?

People are contacting their banks and mortgage brokers asking if they can afford to buy their first home. There is real concern especially in Auckland where house prices are rising faster…

Learn How To Choose Mortgage Cover

Most people do not know how to choose mortgage cover or even know they have a choice, but they do and that is why the Mortgage Protection website was created.

How To Choose Mortgage Cover

Choose Your Mortgage Cover

Too often mortgage brokers hear of people who believe they must take out the mortgage protection insurance that the bank offers.

Of course, the bank staff do not try to suggest differently!

But, there is absolutely nothing to say you need to take the

Finding The Best Income Protection Policy

What Is The Best Income Protection Policy?

best income protection policyIt is not always easy to know what the differences are in all the income covers. You might pick up a brochure from your bank, or see an insurance company advertising and every policy sounds like a good one. The fact is that the insurance companies design and price the policies so that they can easily be sold, and therefore you would expect them to be good polices.

What Makes A Good Income Protection Policy?

Insurance advisers, the banks and even the various insurance companies all have their own opinions so how could anyone be expected to