The problem with any life insurance policy, is that those who need it most don’t have anything. Or in some cases they have minimal cover or claim they can’t get it due to their health.
Of course it’s distressing as an insurance adviser or a family friend to learn how few people with young kids have life insurance or any insurance especially mortgage protection insurance which is the one insurance policy designed to protect your family and keep you family home for your family.
Who Needs A Life Insurance Policy?
The main income earner should always have life insurance
