How Times Have Changed … And Not For The Best

When I first started mortgage broking back in 1997 (yes, over 20-years ago) I enjoyed the way that I could help people. In those days it was about identifying an…

You Need Business Finance That Will Work To Fund Growth in 2021

When we heard from Grant about his experience with his bank we were not surprised! As a small West Auckland business owner Grant had the option to take on a…

Get Mortgage Advice Before You Start Looking For A Property

Often people get all excited about finding a new home; however it’s always best to slow down a bit and get some good mortgage advice before you start looking. For…

First Home Buyers Who Have Small Deposits Consider The Co-Ownership Concept

A lot of Kiwis have not heard of the co ownership concept with property, but it’s quite common in other places and is becoming more popular here too. The concept…

Don’t Let The Banks Link Your Properties Together

When you own more than one property the bank will want to link your properties, and while it is the easy option it is not the best option. You need…

How Low Will Mortgage Rates Go In 2020?

As a New Zealand mortgage adviser one of the most common questions that I get asked is “how low will mortgage rates go?” Whether you are just getting a mortgage,…

Stuart Says Think Carefully Before Fixing Your Mortgage

Home loan interest rates in New Zealand are at historically low levels and these rates and fixing your mortgage seems like an attractive option. But a huge number of Kiwis…

Mortgage Brokers Need To Be Thinking Outside Of The Box

Mortgage brokers will often get approached by people that struggle with banks and so they need to be thinking outside of the box. If a mortgage broker thought like a…

Five Ways To Pay Your Mortgage Off Faster

So you want to pay your mortgage off faster – don’t we all… For most Kiwis the mortgage will be the largest financial commitment that they will ever have. Unfortunately…

Now’s Time To Review Your Westpac Mortgage

The New Year is always a good time to review things and implement those New Year resolutions, the ones like reviewing your mortgage and finances. With banks like Westpac offering…