Archive | My Blog

You Can Get Home Loans Even With Some Bad Credit

If you have some bad credit the banks will often treat you like a bad person. You may need to draw a line in the sand and get on with life … and accept that getting a mortgage with some bad credit may not be as easy, but there are lenders that can help if
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Thinking Outside The Box Is What We Do

Thinking Outside The Box Is What We Do In New Zealand there are a lot of people that do not fit within the bank criteria – the boxes that the banks say you must fit into. So while many mortgage brokers may try and squeeze you into the banks boxes, sometimes it is just easier
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What Changes Will Help Housing Affordability In Auckland?

I have completed a survey today set up by a student at the University of Auckland who is doing a research assignment on affordable housing in Auckland. As I was filling out the survey I thought some of the questions did not go into enough detail. It got me thinking about what improvements could be made
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Are You Getting The Best Home Loan Deal?

Are You Getting The Best Home Loan Deal? We all want the best home loan deal but you may be amazed to know how often as advisers we find that people can do better. Many people have a deal which looks okay, but unless you do a full review it is almost impossible to know
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North Shore Mortgage Brokers Offer Choice

North Shore Mortgage Brokers Offer Choice Yes, you can use a North Shore mortgage brokers or go directly to a bank. Mortgage brokers can do the leg-work for you (regardless of how complex the loan may appear) and when you use good North Shore mortgage brokers you will save a lot of time, frustration and
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Let The Buyer Beware | Know The Risks

Let The Buyer Beware | Know The Risks As mortgage brokers we are always on the lookout for information that would be useful for people in the market to buy houses and those people that need mortgages too. This is a book that most Kiwis will find useful; hence we have written this post to
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Top Mortgage Brokers Know Their Clients And Lenders

Top Mortgage Brokers Know Their Clients And Lenders What makes top mortgage brokers? A lender may think that a top mortgage brokers are the ones that provide that lender with the most business, but for a client they want to know that they are getting the best loan that they can get. Sometimes that may
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Advice On Selecting The Best Home Loan

Advice On Selecting The Best Home Loan Most people will have a home loan at some time in their lives, but maybe not the best home loan – “they could have done better and saved a lot of money” Most people that have a home loan dream of the day that they pay it off
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Debt Consolidation Loans Can Save You Money

Debt consolidation loans can save you money, but not always. Sometimes people do a debt consolidation loan and it actually costs them more as they are charged fees and end up taking longer to pay off the debt; therefore end up paying more interest to the lender. We know how easy it is to borrow
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My Predictions On Home Loan Interest Rates For 2018

Ask many economists and they will be very careful not to make any predictions on home loan interest rates for 2018 or for any time in the future for that matter. Why not?  The reason that “so called experts” refrain from making predictions is because in recent years they have been wrong more than they
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