Make Your Business Profit In 2015

The end of this year is almost upon us and we therefore do not have much time left to increase our business profit; however we have the opportunity over the…

Do Something For Yourself This Christmas, Start An Online Buisness

Why You Should Start An Online Business? Can you start an online business? Every year more and more people are turning to the internet to research and buy products, for social…

3-Steps To Getting Your First Home Loan

In this article we look at the three steps to getting your first home loan. What First Home Buyers Need To Know About Getting A Home Loan When we’re buying a…

How To Value A House

Who knows how to value a house? The real question is not who knows how to value a house, but how do they place a value on a house. The…

Passive Income Negates The Need For Mortgage Cover

Does Passive Income Negate The Need For Mortgage Cover?

Firstly you need to understand the reason people have mortgage cover – to ensure that the mortgage commitments are met while you (the insured) is unable to meet those commitments. This could be due to your inability to earn income from either a disability or death.

Does Everyone Need Mortgage Protection Insurance?

The simple answer is “NO”

You need to ensure that the income you generate does not need your personal exertion.

That is passive income.

As mentioned above, the reason that you would have mortgage cover is to ensure that you can make your mortgage repayments if your income stops so having passive income that continues means your income does not stop

How Much Passive Income Do I Need?

Bad Credit Should Not Stop You Getting A Mortgage

Having bad credit does not mean you cannot get a mortgage. Often people have poor credit for reasons that are no longer relevant and while the issues may show up…

Getting Cash Contributions With Home Loans

The “mortgage wars” are heating up again with some sharp home loan interest rates being offered as well as the cash contributions with home loans. The Best Home Loan Interest…

Your New Auckland Council Valuation Might Help

Your New Auckland Council Valuation Is Done The rateable value for your house is set by the local authority for the purpose of determining and allocating rates. It is calculated every…

Full Replacement House Cover For Fire

Tower Are Bringing Back Full Replacement Cover For Fire! Tower say they listened to the people about the concerns regarding the uncertainty of house insurance and are the first insurance company in…

Absolutely Everyone Should Have A Personal Blog

Why Do I Think Everyone Needs A Personal Blog? We are all in a business of promoting ourselves. It doesn’t matter if we are employed or self-employed, we all should…