Archive | My Blog

Is Using A Life Insurance Calculator The Right Thing To Do?

They say in life only two things are certainties – death and taxes. You do not need a life insurance calculator to tell you that! Is A Life Insurance Calculator Needed? Statistics tells us that in 2013 there were 29,568 deaths registered in New Zealand. When you look at the statistics in more detail we can
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Don’t Accept Insurance Exclusions Without A Fight!

When you apply for mortgage protection insurance you will be required to complete an application form which includes details about your health, your occupation and activities. The reason for these questions is to assess as accurately as possible the risk for the insurance company and therefore to determine if they are able to offer you
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Would You Buy Cheap Insurance

We all think we want cheaper insurance premiums and to be able to apply for the cover we want using an online system or a simple application form. Yes, we all think that this would be much better. In life you can get away with buying some cheap stuff. Cheap wine might not taste to
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Why Banks Sell You Mortgage Cover

Have you ever wondered why banks sell you mortgage cover? You Have Just Got A Mortgage You have just gone through the process of getting a mortgage so that you can buy your new home and while you are exited and grateful to have been approved for the home loan, you are now being asked about
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small business lending

What Small Business Finance Should Be

So you want to start a small business, buy a franchise or establish a home business – but you need a loan to get started and the bank have asked for a business plan with financials and cashflow projections! You really just want a simple business loan! There are plenty of banks and finance companies
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finance and money

We May Sometimes Joke About Finance And Money

Yes, we may sometimes joke about finance and money but it is not always a laughing matter. It is easy to ignore financial issues and then look for someone to blame when the s*^t hits the fan. “I didn’t know” “I trusted him/her..” “It was my ex’s fault!” excuses … excuses … excuses… Like many
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Include Life Insurance Cover In Your Mortgage Protection Plans

If you have a family or a mortgage should consider taking out life insurance cover to protect your loved ones should you die. In exchange for a relatively small insurance premium, a lump sum (the sum assured as specified in your life insurance policy) is paid out in the event of the death of the person insured. In most life
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Robin Williams

What Can We Learn From The Life Of Robin Williams

I did not know Robin Williams really… Sure, I saw some of his films and saw him on television in the same way that millions of others did, and I thought he was extremely funny and a skilled actor, and maybe I even thought he was a little peculiar at times. Being an American actor
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referral marketing

The Power Of Referral Marketing

Referral marketing is not new – we have shared good news since time began. I’m sure Adam & Eve told others how good apples tasted! And today we all think an apple a day will keep the doctor away… But what is referral marketing, and why have I commented on it at all? Referral Marketing
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debt reduction system secret

Pay Your Mortgage Off Sooner With Simple Debt Reduction Systems

As mortgage brokers we see a lot of “so called” debt reduction systems that are sold for thousands of dollars, yet we offer this advice as part of what we do every day with everyday mums and dads that just want to pay off their home loan. So we thought we would explain a little about
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