Archive | My Blog

Why You Cannot Always Rely On Pre-Approvals From Banks

Why You Cannot Always Rely On Pre-Approvals From Banks It is common for people to phone their banks to check what they can borrow (to get pre-approvals) and while this may seem like the right thing to do this can also result in problems for you. The Key Problem With Over The Phone Pre-Approvals You
Read More

Why You Should Consider TSB Bank For Low Deposit Lending

Why You Should Consider TSB Bank For Low Deposit Lending For anyone either buying an existing property or building a new home with less than 20% deposit then deciding on which will be the best bank is not always an easy task. In most cases people are happy just to get an approval, so do
Read More

The Housing Market – They Say Its A Buyers Market

The Housing Market – They Say Its A Buyers Market As we draw closer to the end of 2018 we look at the housing market and how it has performed during the year, but more importantly how it might perform over the year ahead. Supply Issues With Housing For the past few years there has
Read More

First Bank Confirms Lower Deposit Requirement For Property Investors

First Bank Confirms Lower Deposit Requirement For Property Investors This week we saw the first bank come out and formally announce that they will be able to offer finance to property investors with a lower 30% deposit now. The bank was the New Zealand owned SBS Bank. This follows the recent announcement from The Reserve
Read More

Tracey Topp Returns To Join The Mortgage Supply Team

Tracey Topp Returns To Join The Mortgage Supply Team Tracey Topp has joined The Mortgage Supply team in Hobsonville after being away from the industry for 10 years. She says coming back and working with Stuart Wills and his wife Erica is like coming home. About Tracey Topp Tracey has previously worked in a prominent
Read More

Common Reasons For Refinancing Your Mortgage

Common Reasons For Refinancing Your Mortgage As mortgage brokers people will often ask “should I refinance my mortgage” and while it may seem a simple question there are often some considerations that may not be quite as simple. We believe that there are some questions to be asked and answered before we can provide an answer.
Read More

Mortgage Planning For First Home Buyers

Mortgage Planning For First Home Buyers First home buyers have lots to think about as they look to get onto the property ladder, so to ensure that things go smoothly there is some planning that should be done. You can split the plan into two parts; Finding the right house Getting the right finance The
Read More

Are You Getting The Lowest Home Loan Interest Rate?

Are You Getting The Lowest Home Loan Interest Rate? It seems that the banks are at war on home loan interest rates and that’s a great thing for people who have a new home loan or one to to refix. On Friday we had ANZ start offering a special 1-year fixed rate of 3.95% which
Read More

Make Music For Your Eyes This Christmas

Make Music For Your Eyes This Christmas So you want to make your Christmas lights more fun. Did you know that you can get your Christmas lights to be a unique light show matched with music. Then you need to get the Asante TapTap  What is TapTap? TapTap is a music light show creator, which provides
Read More