Mortgage Experts Discuss Revolving Credit Mortgages Revolving credit mortgages are flexible loans like an overdraft which is secured over your property. Our mortgage experts discuss how to get the best from a revolving credit mortgage. What Is A Revolving Credit Mortgage? The borrowers (like you) often want to have more flexibility than with a standard
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Paying Your Home Loan Off Faster Just Got Easier It’s great to know that one bank makes paying your home loan off faster an easier option. But is this the bank that you have your home loan with? Do you want to check which bank makes it easier to start paying your home loan off
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Getting A Home Loan With A 5% Deposit Let’s look at getting a home loan with 5% deposit. As mortgage brokers we are often asked what deposit is needed for a home loan. The New Zealand banks are restricted by Reserve Bank rules (LVR rules) which means that they will normally ask for a 20%
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Switch Banks & Pay Your Mortgage Off Faster Have you heard people telling you this … switch banks and pay your home loan off faster. Do you have to switch banks? How do you pay your home loan off faster? As mortgage advisers we source home loans for people. But we also like to provide
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Are You Considering Having A Flatmate Or Boarder? Having a good flatmate or boarder can provide both company and a few extra dollars. Personally when I purchased my first home I had four flatmates just so I could pay the mortgage, but we also had a lot of fun. Now as a mortgage broker we
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Daffodils & Lambs Are The Signs Of A Kiwi Spring As Kiwis we think of daffodils and lambs as the iconic signs of Spring. But why should we think of these two things as Kiwi icons when neither daffodils or lambs are native to New Zealand. Learn A Bit About Daffodils The common daffodil that
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So its Spring time… As Kiwi’s we look forward to Spring when we have more hours of sunlight, new born lambs bouncing in the paddocks and our bright yellow daffodils in full bloom. After enduring a wet winter most of the house and garden needs a very good spring clean. Spring – A Time To
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Try Again Now For Your Mortgage Approval You may have recently tried for your mortgage approval and been told that it doesn’t quite work. Of course that’s not the news that you wanted, but maybe it’s time to try again. Why It’s Now Time To Try Again You would know that interest rates are at
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KiwiBuild Arrives In Hobsonville Point We now have some KiwiBuild homes available in Hobsonville Point. While Hobsonville Point was the birthplace of the affordable home concept with AXIS Homes, this week we have seen the first of the KiwiBuild homes be listed. They are apartments within the Bernoulli Gardens complex which are advertised as one, two
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The Three Biggest Challenges For First Home Buyers The media are saying that the cooling property market is making it easier for first home buyers but it is still not easy. There are some major hurdles and as mortgage brokers we wanted to look at the three biggest challenges for first home buyers. Three Of
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