Archive | My Blog

Mortgage Holidays: Questions You NEED To Ask Your Bank

Mortgage Holidays: Questions You NEED To Ask Your Bank It’s great that the banks are offering some options to people with mortgages, but some of the important detail within the COVID-19 financial support packages has not yet been made available. As mortgage advisers that makes it very difficult to offer advice, and as a person
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Three Good Alternatives To Taking A Mortgage Holiday

Three Good Alternatives To Taking A Mortgage Holiday For most people there are good alternatives to taking a mortgage holiday. A mortgage holiday eases the immediate financial burden of having a mortgage … that’s it. It is not a “gift” from the Government or from your bank. It’s costing the Government nothing and your bank
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Updates On Mortgage Holidays

Updates On Mortgage Holidays We have created this post to provide you the latest information and updates on mortgage holidays announced by the Government. They have said “the package will include a six month principal and interest payment holiday for mortgage holders” but people are asking for detail on how this will look, what this
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Understanding How Mortgage Holidays Work

Understanding How Mortgage Holidays Work In times of crisis a mortgage holiday seems like a great idea. The Government have announced that the banks will be offering a 6-month mortgage holiday to home owners to help them survive financially through the COVID-19 crisis and it was received well by the public.Of course, for many families
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Managing Your Home Loan Through COVID-19 Lock-Down

Managing Your Home Loan Through COVID-19 Lock-Down With COVID-19 we are living in times that are nothing like “normal” and we are all having to adapt. One of the largest concerns for many families is the financial impact of not being able to work, and the implications of paying the mortgage and other loans. Managing
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Get Your Indoor Kitchen Composter

Get Your Indoor Kitchen Composter So we want to all do our bit to reduce waste and look after our environment, so why don’t we all get an indoor kitchen composter. Your indoor kitchen composting appliance turns your kitchen waste into compost in just three hours! You can buy yours online here. In as little
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ANZ Now Allow Low Equity Premiums To Be Added To Loans

ANZ Now Allow Low Equity Premiums To Be Added To Loans While most banks apply a low equity margin to home loans where the deposits are less than 20%, ANZ has charged low equity premiums which are a one-off fee rather than an ongoing margin added to the interest rate that you pay. One of
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Auckland Mortgage Broker Suggests Ten Tips For First Home Buyers

Auckland Mortgage Broker Suggests Ten Tips For First Home Buyers Stuart Wills, Auckland Mortgage Broker My name is Stuart Wills and as an Auckland mortgage broker I’ve seen first hand how difficult it is for first home buyers to get onto the property ladder. You would think that with low home loan interest rates it
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Learn The Mortgage Trick To Paying Off Your Home Loan

Learn The Mortgage Trick To Paying Off Your Home Loan Over the years as a mortgage adviser I’ve seen advertisements and articles about “the mortgage trick” … that there is some magical trick or secret that  the banks are hiding from you. But as you may have already learned, there is really no trick. It
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Should Switching Banks Be Your New Years Resolution?

Should Switching Banks Be Your New Years Resolution? New Years resolutions are meant to make a positive difference to your life so when you consider your finances switching banks may be the best decision that you can make. Switching banks may seem like a bit of trouble with paperwork to supply to your broker or
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