Archive | My Blog

Top Auckland Mortgage Brokers Look At What Is Important Today

Top Auckland Mortgage Brokers Look At What Is Important Today Some of the top Auckland mortgage brokers are starting to look at what will be perceived as the most important things in the post COVID environment. With the second lock-down Auckland mortgage brokers have realised that the market in New Zealand’s largest city is a
Read More

How Low Will Mortgage Rates Go In 2020?

How Low Will Mortgage Rates Go In 2020? As mortgage advisers one of the most common questions that we are asked is “how low will mortgage rates go?” Whether you are just getting a mortgage, refinancing your mortgage or just have a loan due for refixing then you will want to try and get the
Read More

Tip’s For Shopping For The Best Mortgage Rates

Tip’s For Shopping For The Best Mortgage Rates When you find a house you want to buy, or when you are refinancing your mortgage your impulse may be to move quickly to lock in a mortgage rate — especially in a competitive market like we have today. But you don’t want to move so fast
Read More

Sovereign Home Loans Provide Better Home Loan Rates

Sovereign Home Loans Provide Better Home Loan Rates Most major banks have a “standard interest rate” and a “special interest rate” with the special home loan rates only being available to people that have more than 20% equity or deposit. If you have less than 20% deposit then generally the standard rates apply, plus a
Read More

Six Good Ways That Help Kiwis Save More For Your Deposit

Six Good Ways That Help Kiwis Save More For Your Deposit Save more for your deposit … yes, that is what you may have been told. But as we know saving a deposit for your first home is not easy, and in the cities where houses are more expensive you will need a bigger deposit
Read More

A Fast Home Loan Pre Approval Might Not Be Best

A Fast Home Loan Pre Approval Might Not Be Best Everyone wants a fast home loan pre approval, but that doesn’t mean that you are getting the best home loan,and often it can mean the opposite! Often people think that all home loan are the same … but are they? Simple answer is NO they
Read More

Co-Ownership Helps First Home Owners Get A Foot On The Property Ladder

Co-Ownership Helps First Home Owners Get A Foot On The Property Ladder First home buyers have struggled for years to get onto the property ladder, but now with co-ownership there is another way. Over the years in New Zealand parents have helped their children to buy their first homes, but there are many people that
Read More

How To Save $50,000 When You Refix A Home Loan

How To Save ,000 When You Refix A Home Loan Today we arranged to refix a home loan and managed to also show Stephanie how she could save $50,000 How Simple Is This… Stephanie had a home loan of about $360,000 and was paying $1,975 monthly. The loan was at an interest rate of 4.55%
Read More

Some Relief Ahead With LVR Restrictions Removed

Some Relief Ahead With LVR Restrictions Removed So many people will ask what ot means to have the LVR restrictions removed…  and given the current economic environment it’s a very good question. So what does it really mean?   [this aritical to be finished – check in tomorrow] The post Some Relief Ahead With LVR
Read More