Archive | My Blog

Mortgage Brokers Need To Be Thinking Outside Of The Box

Mortgage Brokers Need To Be Thinking Outside Of The Box Mortgage brokers will often get approached by people that struggle with banks and so they need to be thinking outside of the box. If a mortgage broker thought like a banker and only provided the options that the bank has then many applications would not
Read More

Five Ways To Pay Your Mortgage Off Faster

Five Ways To Pay Your Mortgage Off Faster So you want to pay your mortgage off faster – don’t we all… For most Kiwis the mortgage will be the largest financial commitment that they will ever have. Unfortunately most people do not make much of an effort to understand how the loans should be set
Read More

New Zealand Banks Are Not All The Same

In New Zealand we have a number of banks and when you see them all advertising they all look much the same. They all say they will provide home loans with similar deposits and similar interest rates. They all seem similar and are even have their bank branches located next to each other. But if
Read More

Local Mortgage Brokers Work Around The World

Local Mortgage Brokers Work Around The World It seems obvious that if you want to speak to a banker you would go to your local branch, or if you want to speak to a mortgage broker then you would look for a local mortgage broker; however that is not always possible and not always the
Read More

Mortgage Brokers Keep Banks Honest & Competitive

Mortgage Brokers Keep Banks Honest & Competitive Some people will always get their mortgage broker to negotiate rates and refix their loans while others will deal directly with the bank. In many cases the banks want people to deal direct and actively promote this. They have even set up automated processes so you can refix
Read More

Interesting Free New Zealand Mortgage Blogs

Interesting Free New Zealand Mortgage Blogs You can Google almost any topic these days and get a variety of websites and blogs that contain information; however if you are looking for New Zealand mortgage blogs then we can list a few that are used for researching. Here are five finance blogs worth looking at; Mortgage
Read More

Why You Cannot Always Rely On Pre-Approvals From Banks

Why You Cannot Always Rely On Pre-Approvals From Banks It is common for people to phone their banks to check what they can borrow (to get pre-approvals) and while this may seem like the right thing to do this can also result in problems for you. The Key Problem With Over The Phone Pre-Approvals You
Read More

Why You Should Consider TSB Bank For Low Deposit Lending

Why You Should Consider TSB Bank For Low Deposit Lending For anyone either buying an existing property or building a new home with less than 20% deposit then deciding on which will be the best bank is not always an easy task. In most cases people are happy just to get an approval, so do
Read More

The Housing Market – They Say Its A Buyers Market

The Housing Market – They Say Its A Buyers Market As we draw closer to the end of 2018 we look at the housing market and how it has performed during the year, but more importantly how it might perform over the year ahead. Supply Issues With Housing For the past few years there has
Read More

First Bank Confirms Lower Deposit Requirement For Property Investors

First Bank Confirms Lower Deposit Requirement For Property Investors This week we saw the first bank come out and formally announce that they will be able to offer finance to property investors with a lower 30% deposit now. The bank was the New Zealand owned SBS Bank. This follows the recent announcement from The Reserve
Read More