Author Archive | Stuart Wills

Mortgage Brokers Keep Banks Honest & Competitive

Mortgage Brokers Keep Banks Honest & Competitive Some people will always get their mortgage broker to negotiate rates and refix their loans while others will deal directly with the bank. In many cases the banks want people to deal direct and actively promote this. They have even set up automated processes so you can refix
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Interesting Free New Zealand Mortgage Blogs

Interesting Free New Zealand Mortgage Blogs You can Google almost any topic these days and get a variety of websites and blogs that contain information; however if you are looking for New Zealand mortgage blogs then we can list a few that are used for researching. Here are five finance blogs worth looking at; Mortgage
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Why You Cannot Always Rely On Pre-Approvals From Banks

Why You Cannot Always Rely On Pre-Approvals From Banks It is common for people to phone their banks to check what they can borrow (to get pre-approvals) and while this may seem like the right thing to do this can also result in problems for you. The Key Problem With Over The Phone Pre-Approvals You
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Why You Should Consider TSB Bank For Low Deposit Lending

Why You Should Consider TSB Bank For Low Deposit Lending For anyone either buying an existing property or building a new home with less than 20% deposit then deciding on which will be the best bank is not always an easy task. In most cases people are happy just to get an approval, so do
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Now’s Time To Review Your Westpac Mortgage

The New Year is always a good time to review things and implement those New Year resolutions, the ones like reviewing your mortgage and finances. With banks like Westpac offering a limited time special 1-year rate of 3.99% it makes it an even better time to review your mortgage. Check the Westpac home loans rates.
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The Housing Market – They Say Its A Buyers Market

The Housing Market – They Say Its A Buyers Market As we draw closer to the end of 2018 we look at the housing market and how it has performed during the year, but more importantly how it might perform over the year ahead. Supply Issues With Housing For the past few years there has
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What The Changes To The LVR Restictions Mean

What The Changes To The LVR Restictions Mean The Reserve Bank released the latest six monthly Financial Stability Report (FSR) in the last week of November and it included some positive changes to the LVR rules for both first home buyers and for property investors. The changes are effective from the 1st January 2019. Let’s look
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First Bank Confirms Lower Deposit Requirement For Property Investors

First Bank Confirms Lower Deposit Requirement For Property Investors This week we saw the first bank come out and formally announce that they will be able to offer finance to property investors with a lower 30% deposit now. The bank was the New Zealand owned SBS Bank. This follows the recent announcement from The Reserve
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Tracey Topp Returns To Join The Mortgage Supply Team

Tracey Topp Returns To Join The Mortgage Supply Team Tracey Topp has joined The Mortgage Supply team in Hobsonville after being away from the industry for 10 years. She says coming back and working with Stuart Wills and his wife Erica is like coming home. About Tracey Topp Tracey has previously worked in a prominent
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Common Reasons For Refinancing Your Mortgage

Common Reasons For Refinancing Your Mortgage As mortgage brokers people will often ask “should I refinance my mortgage” and while it may seem a simple question there are often some considerations that may not be quite as simple. We believe that there are some questions to be asked and answered before we can provide an answer.
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